Impaired Risk Underwriting

Medical underwriting is as much of an art as it is a science.  While the insurance industry has liberalized its view of medical conditions, there are still significant differences among carriers in the interpretation of a particular client’s medical records.  It is not uncommon, based on medical conditions, that offers from different carriers would greatly vary.

Klazmer Financial Group has established excellent, long-standing underwriting relationships, which allow us to effectively navigate the process and identify the best quality offer for each individual client.  We have the sophistication and expertise to effectively negotiate medical offers and to bring our clients the best possible results.